Attention homeowners in Asheboro and Randolph County: Need an appraisal?
Check out the top reasons North Carolina homeowners hire Pendleton Appraisals:
We at Pendleton Appraisals understand the particular needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Pendleton Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Challenging Randolph County's assessment of your propertyLet's say you live in a local area that's declining -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Pendleton Appraisals is your perfect weapon when challenging your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you dismiss unnecessary PMI insurance.
Was your HELOC recently frozen?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Pendleton Appraisals can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for precision or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Pendleton Appraisals can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.